Navigating your way to choosing a solid mortgage can seem like it's not that difficult until you dig in. There are many choices you have to make, and … [Read More...]
Getting a great deal on your home mortgages is not easy. Paying it off in a timely manner also takes quite a bit of work. Doing … [Continue Reading]
When you realize the time has come to buy a home, many thoughts will cross your mind. One of the first is often the fact that you … [Continue Reading]
Navigating your way to choosing a solid mortgage can seem like it's not that difficult until you dig in. There are many choices … [Continue Reading]
Most Recent Blog Post
Is a mortgage something that you previously had? If you have, then you fully understand just how stressful the mortgage process is. The market is always changing, so you have to stay current with the latest news. Read these tips to get the best house you can afford.
If you hope to be approved for a mortgage loan for a home, then you need a long-term work history on record. A two-year work history is often required to secure loan approval. Switching jobs often may cause your application to get denied. Don’t quit in the middle of an application either! It makes you look unreliable.
Try refinancing again if you’re upside down on your mortgage, even if you have already tried to refinance. The HARP has been rewritten to allow homeowners to refinance no matter what the situation. Lenders are more open to refinancing now so try again. If a lender will not work with you, go to another one.
Don’t spend too much as you wait for approval. A recheck of your credit at closing is normal, and lenders may think twice if you are going nuts with your credit card. Hold off on making a big furniture purchase or buying other big ticket items until you have completed the deal.
Like most people, you will likely have to have some amount … [Read More]
When you are buying a new home, it is an exciting time. There is so much to be excited about, but dealing with your home mortgage can be difficult. … [Read More...]
A lot of people are so willing to jump at the first home mortgage they find that they end up getting burned by an unstable, variable loan. This is … [Read More...]